{"id":2582,"date":"2026-05-15T04:16:39","date_gmt":"2026-05-15T04:16:39","guid":{"rendered":"https:\/\/xemsignup.com\/?p=2582"},"modified":"2026-05-15T04:18:29","modified_gmt":"2026-05-15T04:18:29","slug":"xm-standard-account","status":"publish","type":"post","link":"https:\/\/xemsignup.com\/fa_af\/xm-standard-account\/","title":{"rendered":"XM Standard Account \u2014 Full Specifications, Spread, Leverage Tiers, and Who Should Use It"},"content":{"rendered":"\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\r\n\r\n\r\n\r\n\r\nXM Standard Account \u2014 Full Specifications, Spread, Leverage, and Who It Is For | xemsignup.com<\/title>\r\n<meta name=\"description\" content=\"Complete guide to the XM Standard Account: 1 lot = 100,000 units, variable spread from 2.0 pips on EURUSD, no commission, leverage up to 1:1,000, 10 base currencies, MT4 and MT5. Who should use Standard and when to choose it over Ultra Low.\">\r\n<meta name=\"robots\" content=\"index, follow\">\r\n<link rel=\"canonical\" href=\"https:\/\/xemsignup.com\/xm-standard-account\">\r\n<meta property=\"og:title\" content=\"XM Standard Account \u2014 Specifications, Spread, and Who It Suits\">\r\n<meta property=\"og:description\" content=\"XM Standard Account: $5 minimum deposit, 100,000-unit lots, no commission, 2.0 pip average EURUSD spread, 1:1,000 leverage, 10 base currencies. Full guide with worked margin examples.\">\r\n<meta property=\"og:url\" content=\"https:\/\/xemsignup.com\/xm-standard-account\">\r\n<meta property=\"og:type\" content=\"article\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700;800&display=swap\" rel=\"stylesheet\">\r\n\r\n<script type=\"application\/ld+json\">\r\n{\r\n \"@context\": \"https:\/\/schema.org\",\r\n \"@type\": \"FAQPage\",\r\n \"mainEntity\": [\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"What is the XM Standard Account and what are its key specifications?\",\r\n \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"The XM Standard Account uses a contract size of 100,000 units per lot (1 standard lot). It has a minimum deposit of $5, maximum leverage of 1:1,000, no commission on any trade, variable spreads averaging 2.0 pips on EURUSD, supports ten base currencies (USD, EUR, GBP, JPY, CHF, AUD, HUF, PLN, SGD, ZAR), and works on both MT4 and MT5. It is XM's most widely used account type.\" }\r\n },\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"What is the minimum deposit for the XM Standard Account?\",\r\n \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"The minimum deposit for the XM Standard Account is $5 (or equivalent in your base currency). This applies across all deposit methods \u2014 credit card, Skrill, and bank wire transfer. The $5 minimum is per deposit transaction, not a minimum ongoing balance requirement.\" }\r\n },\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"Does the XM Standard Account charge commission?\",\r\n \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"No. The XM Standard Account charges zero commission on all trades. The spread is the only trading cost. This makes cost calculation straightforward \u2014 the spread in pips multiplied by the pip value gives the total cost of each trade entry.\" }\r\n },\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"What is the difference between XM Standard Account and Micro Account?\",\r\n \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"The primary difference is lot size. On a Standard Account, 1 lot equals 100,000 currency units. On a Micro Account, 1 lot equals 1,000 units \u2014 one-hundredth the size. This means a 1-pip move on a 0.1-lot Standard trade is worth approximately $1.00, while the same trade on a Micro Account is worth $0.01. Both accounts share the same $5 minimum deposit, 1:1,000 maximum leverage, and spread structure.\" }\r\n },\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"Is the XM Standard Account eligible for the deposit bonus?\",\r\n \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Yes. The Standard Account is eligible for XM's deposit bonus scheme \u2014 50% on qualifying deposits up to $500 (Stage 1), and 20% on further deposits up to $4,500 (Stage 2), with a total lifetime maximum of $5,000. Bonus eligibility depends on country of residence and is not available to clients of the CySEC-regulated entity (EU residents).\" }\r\n },\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"Can I use Expert Advisors on the XM Standard Account?\",\r\n \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Yes. Expert Advisors are fully supported on the XM Standard Account via both MT4 (MQL4) and MT5 (MQL5). EAs run locally on the desktop platform. XM also offers a VPS service for traders who need their EA to run continuously without keeping their personal computer on.\" }\r\n }\r\n ]\r\n}\r\n<\/script>\r\n\r\n<script type=\"application\/ld+json\">\r\n{\r\n \"@context\": \"https:\/\/schema.org\",\r\n \"@type\": \"Article\",\r\n \"headline\": \"XM Standard Account \u2014 Full Specifications, Spread, Leverage, and Who It Is For\",\r\n \"description\": \"Complete guide to XM's Standard Account including contract size, minimum deposit, spread averages, leverage tier structure, base currencies, instrument access, bonus eligibility, and worked margin calculations.\",\r\n \"url\": \"https:\/\/xemsignup.com\/xm-standard-account\",\r\n \"publisher\": { \"@type\": \"Organization\", \"name\": \"xemsignup.com\", \"url\": \"https:\/\/xemsignup.com\" },\r\n \"about\": { \"@type\": \"Thing\", \"name\": \"XM Standard Account\" },\r\n \"mentions\": { \"@type\": \"Organization\", \"name\": \"XM Global Limited\", \"url\": \"https:\/\/www.xm.com\" }\r\n}\r\n<\/script>\r\n\r\n<style>\r\n*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}\r\n:root{\r\n --red:#E31837;--red-dark:#B5121E;--red-bg:rgba(227,24,55,0.06);--red-border:rgba(227,24,55,0.2);\r\n --black:#111111;--dark:#222222;--mid:#555555;--muted:#888888;\r\n --lighter:#FAFAFA;--border:#E5E5E5;--white:#FFFFFF;\r\n --radius:8px;--radius-lg:14px;--font:'Inter',-apple-system,sans-serif;\r\n}\r\nhtml{scroll-behavior:smooth;}\r\nbody{font-family:var(--font);background:var(--white);color:var(--black);line-height:1.65;font-size:16px;overflow-x:hidden;}\r\na{text-decoration:none;color:inherit;}\r\n.container{max-width:860px;margin:0 auto;padding:0 20px;}\r\n.container-wide{max-width:1040px;margin:0 auto;padding:0 20px;}\r\n.btn-red{display:inline-flex;align-items:center;gap:8px;background:var(--red);color:#fff;font-weight:700;font-size:0.9rem;padding:13px 24px;border-radius:var(--radius);border:none;cursor:pointer;transition:background 0.2s,transform 0.15s;white-space:nowrap;text-decoration:none;}\r\n.btn-red:hover{background:var(--red-dark);transform:translateY(-1px);}\r\n.btn-outline{display:inline-flex;align-items:center;gap:8px;background:transparent;color:var(--black);font-weight:600;font-size:0.9rem;padding:12px 22px;border-radius:var(--radius);border:1.5px solid var(--border);cursor:pointer;transition:border-color 0.2s,color 0.2s;white-space:nowrap;text-decoration:none;}\r\n.btn-outline:hover{border-color:var(--red);color:var(--red);}\r\n.btn-sm{padding:9px 18px;font-size:0.82rem;}\r\n.breadcrumb{padding:16px 0 0;font-size:0.78rem;color:var(--muted);display:flex;align-items:center;gap:6px;flex-wrap:wrap;}\r\n.breadcrumb a{color:var(--muted);transition:color 0.2s;}\r\n.breadcrumb a:hover{color:var(--red);}\r\n.breadcrumb-sep{color:var(--border);}\r\n.page-hero{padding:28px 0 48px;border-bottom:1px solid var(--border);}\r\n.page-eyebrow{font-size:0.7rem;text-transform:uppercase;letter-spacing:2px;color:var(--red);font-weight:700;margin-bottom:0.6rem;}\r\n.page-hero h1{font-size:clamp(1.5rem,3vw,2.1rem);font-weight:800;line-height:1.18;letter-spacing:-0.4px;margin-bottom:1rem;color:var(--black);}\r\n.page-hero h1 span{color:var(--red);}\r\n.hero-lead{font-size:1rem;color:var(--mid);line-height:1.75;max-width:680px;margin-bottom:1.75rem;}\r\n.hero-cta{display:flex;gap:10px;flex-wrap:wrap;}\r\n.toc-box{background:var(--lighter);border:1px solid var(--border);border-left:3px solid var(--red);border-radius:var(--radius);padding:1.25rem 1.5rem;margin:2rem 0;}\r\n.toc-title{font-size:0.78rem;font-weight:700;text-transform:uppercase;letter-spacing:1px;color:var(--muted);margin-bottom:0.75rem;}\r\n.toc-list{list-style:none;display:flex;flex-direction:column;gap:6px;}\r\n.toc-list li a{font-size:0.875rem;color:var(--dark);display:flex;align-items:center;gap:6px;transition:color 0.2s;}\r\n.toc-list li a:hover{color:var(--red);}\r\n.toc-num{font-size:0.7rem;font-weight:700;color:var(--red);min-width:18px;}\r\n.article-body{padding:48px 0;}\r\n.article-body h2{font-size:clamp(1.15rem,2vw,1.5rem);font-weight:800;color:var(--black);margin:2.5rem 0 0.9rem;padding-top:1rem;letter-spacing:-0.3px;line-height:1.25;}\r\n.article-body h2:first-child{margin-top:0;}\r\n.article-body h3{font-size:1rem;font-weight:700;color:var(--black);margin:1.75rem 0 0.6rem;line-height:1.35;}\r\n.article-body p{font-size:0.925rem;color:var(--dark);line-height:1.78;margin-bottom:1rem;}\r\n.article-body p:last-child{margin-bottom:0;}\r\n.article-body ul{margin:0.75rem 0 1rem 1.25rem;display:flex;flex-direction:column;gap:5px;}\r\n.article-body li{font-size:0.9rem;color:var(--dark);line-height:1.65;}\r\n.article-body strong{font-weight:700;color:var(--black);}\r\n.divider{border:none;border-top:1px solid var(--border);margin:2.25rem 0;}\r\n.eeat-box{background:var(--lighter);border:1px solid var(--border);border-radius:var(--radius-lg);padding:1.25rem 1.5rem;margin:2rem 0;display:flex;gap:1rem;align-items:flex-start;}\r\n.eeat-icon{width:42px;height:42px;min-width:42px;background:var(--red-bg);border-radius:50%;display:flex;align-items:center;justify-content:center;}\r\n.eeat-icon svg{width:20px;height:20px;stroke:var(--red);fill:none;stroke-width:1.8;}\r\n.eeat-content p{font-size:0.82rem;color:var(--mid);line-height:1.65;margin-bottom:0;}\r\n.eeat-content strong{color:var(--dark);}\r\n\r\n\/* SPEC CARD *\/\r\n.spec-card{border:1px solid var(--red-border);border-top:3px solid var(--red);border-radius:var(--radius-lg);overflow:hidden;margin:1.5rem 0;}\r\n.spec-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--border);}\r\n.spec-cell{background:var(--white);padding:1rem;}\r\n.spec-label{font-size:0.68rem;text-transform:uppercase;letter-spacing:0.8px;color:var(--muted);font-weight:600;margin-bottom:4px;}\r\n.spec-val{font-size:0.95rem;font-weight:700;color:var(--black);}\r\n.spec-val.green{color:#16a34a;}\r\n.spec-val.red-t{color:var(--red);}\r\n\r\n\/* INSTRUMENT TABLE *\/\r\n.inst-wrap{border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden;margin:1.25rem 0;}\r\n.inst-table{width:100%;border-collapse:collapse;}\r\n.inst-table th{font-size:0.7rem;font-weight:700;text-transform:uppercase;letter-spacing:0.8px;color:var(--muted);padding:9px 14px;background:var(--lighter);border-bottom:1px solid var(--border);text-align:left;}\r\n.inst-table td{font-size:0.85rem;padding:9px 14px;border-bottom:1px solid #f0f0f0;color:var(--dark);}\r\n.inst-table tr:last-child td{border-bottom:none;}\r\n.inst-table tr:nth-child(even) td{background:rgba(0,0,0,0.015);}\r\n.inst-table td:first-child{font-weight:600;color:var(--black);}\r\n.td-yes{color:#16a34a;font-weight:600;}\r\n.td-no{color:var(--muted);}\r\n\r\n\/* CALC *\/\r\n.calc-box{background:var(--lighter);border:1px solid var(--border);border-left:3px solid var(--red);border-radius:var(--radius);padding:1.25rem 1.5rem;margin:1.25rem 0;}\r\n.calc-formula{font-size:0.92rem;font-weight:800;color:var(--black);margin-bottom:0.6rem;}\r\n.calc-example{font-size:0.875rem;color:var(--mid);line-height:1.7;}\r\n.calc-result{font-size:0.92rem;font-weight:700;color:var(--red);margin-top:0.5rem;}\r\n\r\n\/* WHO GRID *\/\r\n.who-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem;margin:1.25rem 0;}\r\n.who-card{border:1px solid var(--border);border-radius:var(--radius-lg);padding:1.1rem 1.25rem;}\r\n.who-label{font-size:0.68rem;font-weight:700;text-transform:uppercase;letter-spacing:1px;margin-bottom:0.5rem;}\r\n.label-yes{color:#16a34a;}\r\n.label-no{color:var(--red);}\r\n.who-card h4{font-size:0.875rem;font-weight:700;color:var(--black);margin-bottom:0.5rem;margin-top:0;}\r\n.who-card ul{margin:0;padding-left:1.1rem;display:flex;flex-direction:column;gap:4px;}\r\n.who-card li{font-size:0.82rem;color:var(--mid);}\r\n\r\n\/* INFO\/WARN *\/\r\n.info-box{background:var(--lighter);border:1px solid var(--border);border-left:3px solid var(--red);border-radius:var(--radius);padding:1rem 1.25rem;margin:1.25rem 0;font-size:0.875rem;color:var(--dark);line-height:1.65;}\r\n.info-box strong{color:var(--black);}\r\n.warn-box{background:#fffbeb;border:1px solid #fde68a;border-left:3px solid #f59e0b;border-radius:var(--radius);padding:1rem 1.25rem;margin:1.25rem 0;font-size:0.875rem;color:#78350f;line-height:1.65;}\r\n\r\n\/* CTA *\/\r\n.cta-inline{background:var(--lighter);border:1px solid var(--border);border-top:3px solid var(--red);border-radius:var(--radius-lg);padding:1.5rem;margin:2rem 0;}\r\n.cta-inline h3{font-size:1rem;font-weight:700;margin-bottom:0.5rem;margin-top:0;}\r\n.cta-inline p{font-size:0.85rem;color:var(--mid);margin-bottom:1.1rem;}\r\n.cta-btns{display:flex;gap:10px;flex-wrap:wrap;}\r\n\r\n\/* FAQ *\/\r\n.faq-list{display:flex;flex-direction:column;gap:1px;background:var(--border);border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden;}\r\n.faq-item{background:var(--white);}\r\n.faq-q{display:flex;justify-content:space-between;align-items:center;padding:1rem 1.25rem;cursor:pointer;gap:1rem;font-size:0.875rem;font-weight:600;color:var(--black);user-select:none;transition:color 0.2s;}\r\n.faq-q:hover{color:var(--red);}\r\n.faq-ico{width:18px;height:18px;min-width:18px;color:var(--red);transition:transform 0.25s;flex-shrink:0;}\r\n.faq-item.open .faq-ico{transform:rotate(45deg);}\r\n.faq-a{display:none;padding:0 1.25rem 1rem;font-size:0.85rem;color:var(--mid);line-height:1.72;border-top:1px solid var(--border);padding-top:0.85rem;}\r\n.faq-item.open .faq-a{display:block;}\r\n\r\n\/* RELATED *\/\r\n.related-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:10px;margin-top:1.25rem;}\r\n.related-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:1rem 1.1rem;transition:border-color 0.2s;display:block;}\r\n.related-card:hover{border-color:var(--red);}\r\n.rl{font-size:0.68rem;font-weight:700;text-transform:uppercase;letter-spacing:1px;color:var(--red);margin-bottom:5px;}\r\n.rt{font-size:0.85rem;font-weight:600;color:var(--black);line-height:1.35;}\r\n.ra{font-size:0.75rem;color:var(--muted);margin-top:4px;}\r\n\r\nfooter{background:var(--lighter);border-top:1px solid var(--border);padding:2rem 0 1.5rem;}\r\n.footer-inner{display:flex;justify-content:space-between;align-items:flex-start;gap:1.5rem;flex-wrap:wrap;}\r\n.footer-brand{font-size:0.875rem;font-weight:800;color:var(--black);margin-bottom:0.4rem;}\r\n.footer-note{font-size:0.75rem;color:var(--muted);max-width:340px;line-height:1.6;}\r\n.footer-links{display:flex;gap:1.25rem;flex-wrap:wrap;align-items:center;}\r\n.footer-links a{font-size:0.78rem;color:var(--muted);transition:color 0.2s;}\r\n.footer-links a:hover{color:var(--black);}\r\n.risk-strip{background:var(--white);border-top:1px solid var(--border);padding:1rem 0;margin-top:1.25rem;font-size:0.72rem;color:var(--muted);line-height:1.7;}\r\n\r\n@media(max-width:640px){\r\n .spec-grid{grid-template-columns:repeat(2,1fr);}\r\n .who-grid{grid-template-columns:1fr;}\r\n .eeat-box{flex-direction:column;gap:0.75rem;}\r\n .footer-inner{flex-direction:column;gap:1rem;}\r\n .related-grid{grid-template-columns:1fr 1fr;}\r\n}\r\n@media(max-width:400px){.related-grid{grid-template-columns:1fr;}.spec-grid{grid-template-columns:1fr 1fr;}}\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n<header class=\"page-hero\">\r\n <div class=\"container\">\r\n <nav class=\"breadcrumb\" aria-label=\"Breadcrumb\">\r\n <a href=\"https:\/\/xemsignup.com\/\">Home<\/a>\r\n <span class=\"breadcrumb-sep\">\u203a<\/span>\r\n <a href=\"https:\/\/xemsignup.com\/xm-account-types\">Account Types<\/a>\r\n <span class=\"breadcrumb-sep\">\u203a<\/span>\r\n <span>Standard Account<\/span>\r\n <\/nav>\r\n <p class=\"page-eyebrow\">Account Types \u2014 Standard<\/p>\r\n <h1>XM <span>Standard Account<\/span> \u2014 Full Specifications, Spread, Leverage Tiers, and Who Should Use It<\/h1>\r\n <p class=\"hero-lead\">The XM Standard Account is the broker's most widely used account type. It trades in full standard lots of 100,000 currency units, carries no commission, supports ten base currencies, and qualifies for the deposit bonus scheme. This guide covers every specification in detail \u2014 from margin calculations to instrument access \u2014 and explains honestly when the Standard Account is the right choice and when another account type serves better.<\/p>\r\n\r\n <div class=\"hero-cta\">\r\n <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&l=en&p=1\" class=\"btn-red\" target=\"_blank\" rel=\"noopener\">\r\n <svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\"><path d=\"M5 12h14M12 5l7 7-7 7\"\/><\/svg>\r\n Open Standard Account\r\n <\/a>\r\n <a href=\"https:\/\/xemsignup.com\/xm-account-types-comparison\" class=\"btn-outline\">Compare All Account Types \u2192<\/a>\r\n <\/div>\r\n <\/div>\r\n<\/header>\r\n\r\n<main class=\"article-body\">\r\n <div class=\"container\">\r\n\r\n <div class=\"eeat-box\">\r\n <div class=\"eeat-icon\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/><\/svg><\/div>\r\n <div class=\"eeat-content\">\r\n <p><strong>About this guide:<\/strong> xemsignup.com is an independent affiliate website. Standard Account specifications are sourced from XM Global's official account documentation and verified against multiple independent review sources current as of 2026. Accounts are managed by XM Group regulated entities: XM Global Limited (FSC Belize, 000261\/397), Trading Point of Financial Instruments Ltd (CySEC Cyprus, 120\/10), Trading Point of Financial Instruments Pty Ltd (ASIC Australia, AFSL 443670), and Trading Point MENA Limited (DFSA Dubai, F003484).<\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"toc-box\">\r\n <div class=\"toc-title\">On this page<\/div>\r\n <ol class=\"toc-list\">\r\n <li><a href=\"#specifications\"><span class=\"toc-num\">1<\/span> XM Standard Account full specifications<\/a><\/li>\r\n <li><a href=\"#lot-size\"><span class=\"toc-num\">2<\/span> What 100,000-unit lots mean in practice \u2014 pip value explained<\/a><\/li>\r\n <li><a href=\"#spread-cost\"><span class=\"toc-num\">3<\/span> Standard Account spread and trading cost<\/a><\/li>\r\n <li><a href=\"#leverage\"><span class=\"toc-num\">4<\/span> Leverage up to 1:1,000 \u2014 tier reduction rules<\/a><\/li>\r\n <li><a href=\"#instruments\"><span class=\"toc-num\">5<\/span> Instruments available on the Standard Account<\/a><\/li>\r\n <li><a href=\"#base-currencies\"><span class=\"toc-num\">6<\/span> Ten base currencies \u2014 the widest selection at XM<\/a><\/li>\r\n <li><a href=\"#bonus\"><span class=\"toc-num\">7<\/span> Deposit bonus eligibility \u2014 Standard Account advantage<\/a><\/li>\r\n <li><a href=\"#who-should-use\"><span class=\"toc-num\">8<\/span> Who should use the Standard Account \u2014 and who should choose differently<\/a><\/li>\r\n <li><a href=\"#faq\"><span class=\"toc-num\">9<\/span> Frequently asked questions<\/a><\/li>\r\n <\/ol>\r\n <\/div>\r\n\r\n <!-- SECTION 1 -->\r\n <h2 id=\"specifications\">XM Standard Account Full Specifications<\/h2>\r\n\r\n <div class=\"spec-card\">\r\n <div class=\"spec-grid\">\r\n <div class=\"spec-cell\"><div class=\"spec-label\">Minimum deposit<\/div><div class=\"spec-val\">$5<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">Contract size<\/div><div class=\"spec-val\">100,000 units<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">Min trade size<\/div><div class=\"spec-val\">0.01 lots<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">Max trade size<\/div><div class=\"spec-val\">50 lots per ticket<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">Max open lots<\/div><div class=\"spec-val\">10,000 lots<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">Commission<\/div><div class=\"spec-val green\">None<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">Spread type<\/div><div class=\"spec-val\">Variable<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">EURUSD avg spread<\/div><div class=\"spec-val\">~2.0 pips<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">Gold avg spread<\/div><div class=\"spec-val\">~3.6 pips<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">Max leverage<\/div><div class=\"spec-val\">1:1,000<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">Margin call<\/div><div class=\"spec-val\">50%<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">Stop-out level<\/div><div class=\"spec-val\">20%<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">Platforms<\/div><div class=\"spec-val\">MT4 \/ MT5<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">Base currencies<\/div><div class=\"spec-val\">10<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">Deposit bonus<\/div><div class=\"spec-val green\">Eligible*<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">Neg. balance protection<\/div><div class=\"spec-val green\">Yes<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">EA \/ robots<\/div><div class=\"spec-val green\">Yes<\/div><\/div>\r\n <div class=\"spec-cell\"><div class=\"spec-label\">Dormancy fee<\/div><div class=\"spec-val\">$5\/month (3mo inactive)<\/div><\/div>\r\n <\/div>\r\n <\/div>\r\n <p style=\"font-size:0.75rem;color:var(--muted);\">*Bonus eligibility depends on country of residence. Not available for CySEC (EU) entity clients.<\/p>\r\n\r\n <hr class=\"divider\">\r\n\r\n <!-- SECTION 2 -->\r\n <h2 id=\"lot-size\">What 100,000-Unit Lots Mean in Practice \u2014 Understanding Pip Value on the Standard Account<\/h2>\r\n <p>Every trade on the Standard Account is measured in standard lots, where 1 lot = 100,000 units of the base currency. The minimum trade size is 0.01 lots (1,000 units). Understanding what this means in dollar terms per pip is fundamental to position sizing and risk management.<\/p>\r\n\r\n <h3>Pip value on the Standard Account \u2014 worked examples<\/h3>\r\n <div class=\"calc-box\">\r\n <div class=\"calc-formula\">Pip value = Lot size \u00d7 Contract size \u00d7 Pip size<\/div>\r\n <div class=\"calc-example\">\r\n <strong>EURUSD at 0.01 lot (minimum trade):<\/strong><br>\r\n 0.01 \u00d7 100,000 \u00d7 0.0001 = $0.10 per pip<br><br>\r\n <strong>EURUSD at 0.1 lot:<\/strong><br>\r\n 0.1 \u00d7 100,000 \u00d7 0.0001 = $1.00 per pip<br><br>\r\n <strong>EURUSD at 1.0 lot (full standard):<\/strong><br>\r\n 1.0 \u00d7 100,000 \u00d7 0.0001 = $10.00 per pip\r\n <\/div>\r\n <div class=\"calc-result\">A 10-pip stop-loss at 0.1 lot = $10.00 maximum loss<\/div>\r\n <\/div>\r\n\r\n <p>The practical implication: a $200 deposit trading 0.1 lots with a 10-pip stop-loss risks $10 per trade \u2014 5% of the account per trade. Most experienced traders recommend risking no more than 1\u20132% per trade, which at $200 balance means maximum $2\u2013$4 at risk \u2014 equivalent to approximately 0.02\u20130.04 lot at 0.1 lot pip value.<\/p>\r\n\r\n <div class=\"warn-box\">\r\n <strong>Standard lots and small accounts:<\/strong> The Standard Account's 100,000-unit lot size means even the minimum trade of 0.01 lots requires $10 per pip to be covered by margin at 1:100 leverage. Traders with very small deposits (under $100) who want to trade with minimal per-pip exposure are often better served by the Micro Account until their capital grows.\r\n <\/div>\r\n\r\n <hr class=\"divider\">\r\n\r\n <!-- SECTION 3 -->\r\n <h2 id=\"spread-cost\">Standard Account Spread and How to Calculate Your Real Trading Cost Per Trade<\/h2>\r\n <p>The Standard Account uses variable (floating) spreads with no commission. The spread is your complete trading cost \u2014 there is nothing else to factor in except overnight swap charges if you hold positions past the daily rollover (typically 22:00 GMT server time).<\/p>\r\n\r\n <div class=\"calc-box\">\r\n <div class=\"calc-formula\">Trade cost ($) = Spread (pips) \u00d7 Pip value<\/div>\r\n <div class=\"calc-example\">\r\n <strong>EURUSD at 0.1 lot, 2.0 pip spread (Standard Account):<\/strong><br>\r\n Pip value = $1.00 (at 0.1 lot)<br>\r\n Cost = 2.0 \u00d7 $1.00 = $2.00 per trade<br><br>\r\n <strong>Gold (XAUUSD) at 0.1 lot, 3.6 pip spread:<\/strong><br>\r\n Gold pip value at 0.1 lot = approximately $1.00 per pip<br>\r\n Cost = 3.6 \u00d7 $1.00 = $3.60 per trade\r\n <\/div>\r\n <div class=\"calc-result\">EURUSD round-trip cost at 0.1 lot = $4.00 (entry + exit)<\/div>\r\n <\/div>\r\n\r\n <h3>When to consider Ultra Low instead of Standard for lower spread costs<\/h3>\r\n <p>The Ultra Low Standard Account offers approximately half the spread of the Standard Account \u2014 EURUSD averages around 1.0 pip versus 2.0 pips. For traders placing 10 or more trades per day at 0.1 lot, this difference is $10 per day per 10 trades \u2014 meaningful over weeks and months. For traders placing fewer than 5 trades per week, the spread saving is small enough that the Standard Account's deposit bonus eligibility and broader base currency range may be more valuable.<\/p>\r\n\r\n <hr class=\"divider\">\r\n\r\n <!-- SECTION 4 -->\r\n <h2 id=\"leverage\">Standard Account Leverage Up to 1:1,000 \u2014 Automatic Tier Reduction by Equity<\/h2>\r\n <p>The Standard Account supports the full range of 17 XM leverage settings, from 1:1 up to 1:1,000. The maximum is available immediately from account opening with no trading history required. Leverage reduces automatically as account equity grows:<\/p>\r\n <ul>\r\n <li>Equity below $20,000 \u2192 maximum leverage 1:1,000<\/li>\r\n <li>Equity $20,001 \u2013 $100,000 \u2192 maximum reduced to 1:200 automatically<\/li>\r\n <li>Equity above $100,000 \u2192 maximum reduced to 1:100 automatically<\/li>\r\n <\/ul>\r\n\r\n <div class=\"calc-box\">\r\n <div class=\"calc-formula\">Required margin = Lots \u00d7 Contract size \u00d7 Open price \u00f7 Leverage<\/div>\r\n <div class=\"calc-example\">\r\n <strong>0.1 lot EURUSD at 1.0800, leverage 1:100:<\/strong><br>\r\n 0.1 \u00d7 100,000 \u00d7 1.0800 \u00f7 100 = $108.00 required margin<br><br>\r\n <strong>0.1 lot EURUSD at 1.0800, leverage 1:1,000:<\/strong><br>\r\n 0.1 \u00d7 100,000 \u00d7 1.0800 \u00f7 1,000 = $10.80 required margin\r\n <\/div>\r\n <div class=\"calc-result\">10\u00d7 less margin at 1:1,000 vs 1:100<\/div>\r\n <\/div>\r\n\r\n <div class=\"info-box\">\r\n <strong>EU clients \u2014 different leverage caps:<\/strong> Clients of the CySEC-regulated entity (European Economic Area residents) are capped at 1:30 on major forex pairs and 1:20 on minor pairs and gold under ESMA regulations. The 1:1,000 maximum applies to XM Global Limited (Belize entity) clients outside the EU and Australia.\r\n <\/div>\r\n\r\n <hr class=\"divider\">\r\n\r\n <!-- SECTION 5 -->\r\n <h2 id=\"instruments\">Instruments Available on the XM Standard Account<\/h2>\r\n\r\n <div class=\"inst-wrap\">\r\n <table class=\"inst-table\">\r\n <thead>\r\n <tr><th>Instrument category<\/th><th>Available<\/th><th>Notes<\/th><\/tr>\r\n <\/thead>\r\n <tbody>\r\n <tr><td>Forex pairs (55+)<\/td><td class=\"td-yes\">\u2713 Yes<\/td><td>Majors, minors, and exotics<\/td><\/tr>\r\n <tr><td>Gold (XAU\/USD, XAU\/EUR)<\/td><td class=\"td-yes\">\u2713 Yes<\/td><td>Spot and CFD<\/td><\/tr>\r\n <tr><td>Silver (XAG\/USD)<\/td><td class=\"td-yes\">\u2713 Yes<\/td><td><\/td><\/tr>\r\n <tr><td>Equity index CFDs<\/td><td class=\"td-yes\">\u2713 Yes<\/td><td>US500, GER40, UK100, NAS100, and 30+ others<\/td><\/tr>\r\n <tr><td>Energy CFDs<\/td><td class=\"td-yes\">\u2713 Yes<\/td><td>WTI oil, Brent oil, natural gas<\/td><\/tr>\r\n <tr><td>Commodity CFDs<\/td><td class=\"td-yes\">\u2713 Yes<\/td><td>Agricultural commodities<\/td><\/tr>\r\n <tr><td>Cryptocurrency CFDs (50+)<\/td><td class=\"td-yes\">\u2713 Yes<\/td><td>BTC, ETH, LTC, XRP, and others \u2014 24\/7 except Sat 10:05\u201310:35 GMT+2<\/td><\/tr>\r\n <tr><td>Stock CFDs (1,200+)<\/td><td class=\"td-yes\">\u2713 Yes (MT5)<\/td><td>US, UK, German, French and other markets<\/td><\/tr>\r\n <tr><td>Thematic indices<\/td><td class=\"td-yes\">\u2713 Yes (MT5)<\/td><td>Technology, crypto baskets, etc.<\/td><\/tr>\r\n <tr><td>Turbo Stocks<\/td><td class=\"td-yes\">\u2713 Yes (MT5)<\/td><td>Leveraged intraday stock instruments<\/td><\/tr>\r\n <tr><td>Individual shares (non-CFD)<\/td><td class=\"td-no\">\u2717 No<\/td><td>Shares Account (MT5 only) required<\/td><\/tr>\r\n <\/tbody>\r\n <\/table>\r\n <\/div>\r\n\r\n <hr class=\"divider\">\r\n\r\n <!-- SECTION 6 -->\r\n <h2 id=\"base-currencies\">Ten Base Currencies \u2014 Standard Account Has the Widest Currency Selection at XM<\/h2>\r\n <p>The Standard Account supports more base currency options than any other XM account type. Your base currency is the denomination of your account balance and determines how margin, profits, and losses are calculated.<\/p>\r\n <p>Available base currencies: <strong>USD, EUR, GBP, JPY, CHF, AUD, HUF, PLN, SGD, ZAR<\/strong><\/p>\r\n <p>This matters for traders whose primary banking currency is not USD, EUR, or GBP. Japanese traders can hold JPY accounts, Polish traders PLN accounts, Hungarian traders HUF accounts \u2014 avoiding currency conversion costs on every deposit and withdrawal. The Ultra Low accounts support only six currencies (EUR, USD, GBP, AUD, ZAR, SGD), which means traders in JPY, CHF, HUF, or PLN markets have an additional reason to choose Standard.<\/p>\r\n\r\n <hr class=\"divider\">\r\n\r\n <!-- SECTION 7 -->\r\n <h2 id=\"bonus\">Deposit Bonus Eligibility \u2014 A Standard Account Advantage Over Ultra Low<\/h2>\r\n <p>The Standard Account qualifies for XM's full deposit bonus scheme: 50% of qualifying deposits up to $500 (Stage 1), and 20% on further deposits up to $4,500 (Stage 2), with a total lifetime cap of $5,000 per client. These bonuses are credited as trading funds within 24 hours of a qualifying deposit and increase available capital for opening positions.<\/p>\r\n <p>The Ultra Low account is not eligible for the deposit bonus in most regions. For traders who want to maximise their available trading capital through the bonus, the Standard Account provides this option while still offering competitive spreads and the same $5 minimum deposit.<\/p>\r\n\r\n <div class=\"info-box\">\r\n Bonus funds cannot be withdrawn directly \u2014 only profits generated from trading with the bonus are withdrawable. Withdrawal from a bonus-active account results in proportional bonus removal. Full details: <a href=\"https:\/\/xemsignup.com\/xm-deposit-bonus-50\" style=\"color:var(--red);font-weight:600;\">XM 50% Deposit Bonus Guide \u2192<\/a>\r\n <\/div>\r\n\r\n <hr class=\"divider\">\r\n\r\n <!-- SECTION 8 -->\r\n <h2 id=\"who-should-use\">Who Should Use the Standard Account \u2014 and Who Should Choose a Different Account Type<\/h2>\r\n\r\n <div class=\"who-grid\">\r\n <div class=\"who-card\">\r\n <div class=\"who-label label-yes\">\u2713 Standard Account suits you if:<\/div>\r\n <h4>Your situation matches these criteria<\/h4>\r\n <ul>\r\n <li>You trade swing or position strategies and place fewer than 10 trades per week \u2014 the wider spread vs Ultra Low is a small dollar difference at this frequency<\/li>\r\n <li>Your base currency is JPY, CHF, HUF, or PLN \u2014 only Standard and Micro support these<\/li>\r\n <li>You want full deposit bonus eligibility \u2014 Standard qualifies for the 50% scheme<\/li>\r\n <li>You run an EA that requires MT4 or MT5 with standard lot sizing<\/li>\r\n <li>You want to trade Turbo Stocks or Thematic Indices on MT5<\/li>\r\n <li>You have enough capital to trade 0.01 lot comfortably without the Micro's smaller lot structure<\/li>\r\n <\/ul>\r\n <\/div>\r\n <div class=\"who-card\">\r\n <div class=\"who-label label-no\">\u2717 Consider a different account if:<\/div>\r\n <h4>One of these applies to your situation<\/h4>\r\n <ul>\r\n <li>You scalp or day trade actively (10+ trades\/day) \u2014 Ultra Low Standard gives meaningfully tighter spreads for this frequency<\/li>\r\n <li>Your deposit is very small (under $100) and you want to trade with minimal pip risk \u2014 Micro Account gives 100x smaller pip values<\/li>\r\n <li>You are transitioning from a demo account and want the lowest possible financial exposure per trade \u2014 Micro is safer for this transition<\/li>\r\n <li>You want individual share trading without CFD structure \u2014 Shares Account (MT5 only) is required<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"cta-inline\">\r\n <h3>Open your XM Standard Account<\/h3>\r\n <p>$5 minimum deposit. No commission. Leverage up to 1:1,000. Deposit bonus eligible. MT4 and MT5 on all devices.<\/p>\r\n <div class=\"cta-btns\">\r\n <a href=\"https:\/\/clicks.pipaffiliates.com\/c?c=376664&l=en&p=1\" class=\"btn-red\" target=\"_blank\" rel=\"noopener\">Open Standard Account \u2192<\/a>\r\n <a href=\"https:\/\/xemsignup.com\/xm-open-demo-account\" class=\"btn-outline btn-sm\">Try Demo First \u2192<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n <hr class=\"divider\">\r\n\r\n <!-- FAQ -->\r\n <h2 id=\"faq\">Frequently Asked Questions \u2014 XM Standard Account<\/h2>\r\n <div class=\"faq-list\">\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\" tabindex=\"0\" aria-expanded=\"false\">\r\n <span>What is the XM Standard Account and what are its key specifications?<\/span>\r\n <svg class=\"faq-ico\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><line x1=\"12\" y1=\"5\" x2=\"12\" y2=\"19\"\/><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"\/><\/svg>\r\n <\/div>\r\n <div class=\"faq-a\">The XM Standard Account uses 100,000-unit contract sizes (1 standard lot), $5 minimum deposit, no commission, variable spreads averaging 2.0 pips on EURUSD, maximum leverage of 1:1,000, ten base currencies, and works on MT4 and MT5. It is XM's most widely used account type and qualifies for the deposit bonus scheme.<\/div>\r\n <\/div>\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\" tabindex=\"0\" aria-expanded=\"false\">\r\n <span>What is the minimum deposit for the XM Standard Account?<\/span>\r\n <svg class=\"faq-ico\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><line x1=\"12\" y1=\"5\" x2=\"12\" y2=\"19\"\/><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"\/><\/svg>\r\n <\/div>\r\n <div class=\"faq-a\">The minimum deposit is $5 (or equivalent in your chosen base currency). This applies across all deposit methods \u2014 credit card, Skrill, and bank wire transfer. There is no minimum ongoing balance requirement \u2014 the $5 is per deposit transaction, not a balance floor.<\/div>\r\n <\/div>\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\" tabindex=\"0\" aria-expanded=\"false\">\r\n <span>Does the XM Standard Account charge commission?<\/span>\r\n <svg class=\"faq-ico\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><line x1=\"12\" y1=\"5\" x2=\"12\" y2=\"19\"\/><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"\/><\/svg>\r\n <\/div>\r\n <div class=\"faq-a\">No. The Standard Account charges zero commission on all trades. The spread is the only trading cost. For EURUSD at 0.1 lot with a 2.0-pip spread, the entry cost is $2.00 and the round-trip cost (entry plus exit) is approximately $4.00.<\/div>\r\n <\/div>\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\" tabindex=\"0\" aria-expanded=\"false\">\r\n <span>What is the difference between XM Standard and Micro Account?<\/span>\r\n <svg class=\"faq-ico\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><line x1=\"12\" y1=\"5\" x2=\"12\" y2=\"19\"\/><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"\/><\/svg>\r\n <\/div>\r\n <div class=\"faq-a\">The primary difference is contract size. Standard = 100,000 units per lot. Micro = 1,000 units per lot. On a 0.1-lot EURUSD trade, Standard gives $1.00 per pip while Micro gives $0.01 per pip \u2014 100 times smaller. Both share the same $5 minimum deposit, 1:1,000 max leverage, and spread structure. The Micro Account is better suited for beginners who want smaller per-pip exposure.<\/div>\r\n <\/div>\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\" tabindex=\"0\" aria-expanded=\"false\">\r\n <span>Is the XM Standard Account eligible for the deposit bonus?<\/span>\r\n <svg class=\"faq-ico\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><line x1=\"12\" y1=\"5\" x2=\"12\" y2=\"19\"\/><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"\/><\/svg>\r\n <\/div>\r\n <div class=\"faq-a\">Yes. The Standard Account qualifies for XM's 50% deposit bonus (up to $500 Stage 1) and 20% bonus (up to $4,500 Stage 2), with a total lifetime maximum of $5,000. Eligibility depends on country of residence and is not available to clients of the CySEC-regulated entity (EU residents) or the ASIC-regulated entity (Australia).<\/div>\r\n <\/div>\r\n <div class=\"faq-item\">\r\n <div class=\"faq-q\" onclick=\"toggleFaq(this)\" tabindex=\"0\" aria-expanded=\"false\">\r\n <span>Can I use Expert Advisors on the XM Standard Account?<\/span>\r\n <svg class=\"faq-ico\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><line x1=\"12\" y1=\"5\" x2=\"12\" y2=\"19\"\/><line x1=\"5\" y1=\"12\" x2=\"19\" y2=\"12\"\/><\/svg>\r\n <\/div>\r\n <div class=\"faq-a\">Yes. Expert Advisors are fully supported on both MT4 (MQL4) and MT5 (MQL5) on the Standard Account. EAs run locally on the desktop platform. For continuous EA operation without keeping your personal computer on, XM offers a VPS service located near its London data centre with fibre connectivity.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <hr class=\"divider\">\r\n\r\n <h2>Related guides<\/h2>\r\n <div class=\"related-grid\">\r\n <a href=\"https:\/\/xemsignup.com\/xm-micro-account\" class=\"related-card\">\r\n <div class=\"rl\">Account Types<\/div>\r\n <div class=\"rt\">XM Micro Account \u2014 Full Guide<\/div>\r\n <div class=\"ra\">Read guide \u2192<\/div>\r\n <\/a>\r\n <a href=\"https:\/\/xemsignup.com\/xm-account-types-comparison\" class=\"related-card\">\r\n <div class=\"rl\">Comparison<\/div>\r\n <div class=\"rt\">All XM Account Types Compared<\/div>\r\n <div class=\"ra\">Read guide \u2192<\/div>\r\n <\/a>\r\n <a href=\"https:\/\/xemsignup.com\/xm-deposit-bonus-50\" class=\"related-card\">\r\n <div class=\"rl\">Bonus<\/div>\r\n <div class=\"rt\">XM 50% Deposit Bonus Guide<\/div>\r\n <div class=\"ra\">Read guide \u2192<\/div>\r\n <\/a>\r\n <a href=\"https:\/\/xemsignup.com\/xm-open-real-account\" class=\"related-card\">\r\n <div class=\"rl\">Get Started<\/div>\r\n <div class=\"rt\">How to Open an XM Real Account<\/div>\r\n <div class=\"ra\">Read guide \u2192<\/div>\r\n <\/a>\r\n <\/div>\r\n\r\n <\/div>\r\n<\/main>\r\n\r\n<footer>\r\n <div class=\"container-wide\">\r\n <div class=\"footer-inner\">\r\n <div>\r\n <div class=\"footer-brand\">xemsignup.com<\/div>\r\n <p class=\"footer-note\">Independent affiliate website. Not an official XM Group website. Account specifications sourced from XM Global official documentation and verified at time of publication.<\/p>\r\n <\/div>\r\n <div class=\"footer-links\">\r\n <a href=\"https:\/\/xemsignup.com\/\">Home<\/a>\r\n <a href=\"https:\/\/xemsignup.com\/xm-account-types\">Account Types<\/a>\r\n <a href=\"https:\/\/xemsignup.com\/xm-open-real-account\">Open Real Account<\/a>\r\n <a href=\"https:\/\/xemsignup.com\/xm-faq\">FAQ<\/a>\r\n <\/div>\r\n <\/div>\r\n <div class=\"risk-strip\">\r\n <div class=\"container-wide\">\r\n <strong>\u26a0 Risk Warning:<\/strong> Trading with leverage involves significant risk of loss. XM Global Limited does not accept clients from the USA, Canada, Israel, and Iran. Regulated entities: XM Global Limited (FSC Belize 000261\/397) \u00b7 Trading Point of Financial Instruments Ltd (CySEC 120\/10) \u00b7 Trading Point of Financial Instruments Pty Ltd (ASIC AFSL 443670) \u00b7 Trading Point MENA Limited (DFSA F003484). <strong>Affiliate Disclosure:<\/strong> This site receives compensation when visitors open accounts via links on this page.\r\n <br>\u00a9 2026 xemsignup.com \u2014 Independent Affiliate Site\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/footer>\r\n\r\n<script>\r\nfunction toggleFaq(el){const item=el.parentElement;const isOpen=item.classList.contains('open');document.querySelectorAll('.faq-item.open').forEach(i=>{i.classList.remove('open');i.querySelector('.faq-q').setAttribute('aria-expanded','false');});if(!isOpen){item.classList.add('open');el.setAttribute('aria-expanded','true');}}\r\ndocument.querySelectorAll('.faq-q').forEach(q=>{q.addEventListener('keydown',e=>{if(e.key==='Enter'||e.key===' '){e.preventDefault();toggleFaq(q);}});});\r\ndocument.querySelectorAll('a[href^=\"#\"]').forEach(a=>{a.addEventListener('click',e=>{e.preventDefault();const t=document.querySelector(a.getAttribute('href'));if(t)t.scrollIntoView({behavior:'smooth',block:'start'});});});\r\n<\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>    Home \u203a Account Types \u203a Standard Account Account Types \u2014 Standard XM Standard Account \u2014 Full Specifications, Spread, Leverage Tiers, and Who Should Use It The XM Standard Account is the broker’s most widely used account type. It trades in full standard lots of 100,000 currency units, carries no commission, supports ten base […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2582","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"nurhadi.bisnis@gmail.com","author_link":"#"},"uagb_comment_info":0,"uagb_excerpt":"    Home \u203a Account Types \u203a Standard Account Account Types \u2014 Standard XM Standard Account \u2014 Full Specifications, Spread, Leverage Tiers, and Who Should Use It The XM Standard Account is the broker’s most widely used account type. It trades in full standard lots of 100,000 currency units, carries no commission, supports ten base…","_links":{"self":[{"href":"https:\/\/xemsignup.com\/fa_af\/wp-json\/wp\/v2\/posts\/2582","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/xemsignup.com\/fa_af\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/xemsignup.com\/fa_af\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/xemsignup.com\/fa_af\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/xemsignup.com\/fa_af\/wp-json\/wp\/v2\/comments?post=2582"}],"version-history":[{"count":5,"href":"https:\/\/xemsignup.com\/fa_af\/wp-json\/wp\/v2\/posts\/2582\/revisions"}],"predecessor-version":[{"id":2588,"href":"https:\/\/xemsignup.com\/fa_af\/wp-json\/wp\/v2\/posts\/2582\/revisions\/2588"}],"wp:attachment":[{"href":"https:\/\/xemsignup.com\/fa_af\/wp-json\/wp\/v2\/media?parent=2582"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/xemsignup.com\/fa_af\/wp-json\/wp\/v2\/categories?post=2582"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/xemsignup.com\/fa_af\/wp-json\/wp\/v2\/tags?post=2582"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}